Ask who holds each responsibility
Document the proposed issuer, program manager, merchant, processor, customer support owner, and data responsibilities. Request evidence for claims rather than inferring authority from a logo or network reference.
Review the actual customer terms
Evaluate permitted use, restrictions, expiration disclosures, fees if any, delivery, support, dispute processes, privacy, and geographic availability in the program-specific materials.
Keep promotional language bounded
Do not present network acceptance, approval, endorsement, or card availability as established before the relevant parties approve the program and its disclosures.